Personalized Financial Advice Generator
In the rapidly evolving FinTech industry, customers expect tailored financial guidance that aligns with their unique …
FinTech Architecture / AI Platforms / Engineering Leadership
Mohit Kanwar
I help banks and fintech teams turn complex platform strategy into secure delivery.
Practical architecture leadership for digital banking modernization, AI adoption, and high-confidence engineering execution in regulated environments.
15+ years in FinTech architecture
Banking platforms at enterprise scale
AI adoption in regulated teams
Recent Work
Architecture thinking with delivery context
Selected writing and videos for teams working through banking modernization, AI adoption, and platform decisions.
Pins and Passwords
Introduction How many of us have stared blankly at a login screen, desperately trying to recall that complex password? …
Build vs Buy
A concise build-vs-buy decision framework for digital transformation, covering strategic fit, cost, time to market, …
About
Architecture leadership for regulated digital platforms
I am a Software Architect focused on FinTech and Banking transformation.
I work with leadership teams to turn strategy into engineering outcomes through cloud-native architecture, modern platform design, and AI-enabled customer experiences.
My approach combines deep engineering execution with business-first thinking so organizations can ship faster, stay compliant, and scale with confidence.
I am open to speaking engagements, architecture leadership roles, and strategic conversations on digital banking transformation.
Focus Areas:
Applied AI in Financial Services
Cloud-Native Architecture & Microservices
Digital Banking Transformation
Product & Platform Engineering Strategy
Data-Driven Decision Systems
Modern Frontend Experiences
Developer Experience & Engineering Excellence
Experience
From engineering execution to architecture leadership
Software Architect
- Leading architecture and modernization initiatives for enterprise-scale financial platforms.
- Driving cloud-native engineering practices, platform strategy, and delivery quality across teams.
- Enabling digital banking outcomes through practical adoption of AI and data-driven design.
Senior Manager
- Led product and engineering execution for lending and digital initiatives.
- Improved cross-team alignment across business, product, and technology stakeholders.
Principal Consultant
- Built and reviewed solution architectures for high-scale distributed systems.
- Guided teams on quality engineering, APIs, and maintainable delivery practices.
Senior Associate
- Implemented scalable backend and integration capabilities for customer-facing platforms.
- Collaborated closely with product and delivery teams to ship reliable releases.
Senior Systems Engineer
- Worked on enterprise systems and core engineering capabilities across projects.
- Built expertise in backend development, solution design, and delivery discipline.
Proof Points
Why Work With Me
15+ Years in FinTech Architecture
From core banking modernization to mobile and internet channels — in regulated, high-availability environments across India and global markets.
Platforms at Enterprise Scale
Delivered systems serving millions of customers across mobile banking, internet banking, and core platform integrations — with security and compliance built in.
Architect to Engineering Leader
Progressed from hands-on architecture through principal engineering to leading delivery teams — combining technical depth with business context.
Speaking And Thought Leadership
Conference talks and articles on FinTech architecture, AI in financial services, build-vs-buy strategy, and engineering quality.
Work With Me
If you are building or modernizing digital financial platforms, I would love to connect. You can reach out for speaking invitations, architecture advisory, or leadership opportunities.