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Practical notes from delivery work: banking platforms, architecture tradeoffs, AI adoption, security, developer experience, and modernization decisions.
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Why I am writing this In my previous blog, I wrote about whether it is still worth being a software engineer when AI can write code. One important idea deserves its own discussion: Code is no longer the biggest bottleneck. This may sound strange because …
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I hear this question more often now. The concern is understandable. AI writes code. AI explains code. AI can generate tests, fix errors, create documentation, and sometimes build a working …
Why I am writing this Most AI architecture problems do not show up in the first demo. In a demo, the scope is small. The documents are handpicked. The users are friendly. The model is …
Why I am writing this I recently worked on a Customer 360 degree solution for a bank. The requirement sounded simple in the beginning: “Can we show one complete view of the customer?” As …
In the rapidly evolving FinTech industry, customers expect tailored financial guidance that aligns with their unique goals, spending habits, and risk profiles. Traditional one-size-fits-all …
Introduction How many of us have stared blankly at a login screen, desperately trying to recall that complex password? It’s a frustratingly common experience, and a surprisingly significant …
A Silent Challenge in Software Development When building software, one big challenge often goes unnoticed – getting the right test data. As a software architect, I have worked with many …
Introduction: What if the familiar captcha boxes we encounter daily were designed by your team, tailored specifically to your organization’s needs? Recently, I took on the challenge of …
I consider myself fortunate to have been hired by Infosys right after college, and even luckier to work on a world-class banking product – Finacle. When I joined, Infosys was revamping the …
Why this problem is easy to underestimate When we start building microservices, the first security question usually sounds simple: “Can we protect this API?” The first answer is also usually …
While using any corporate application that is secured by Two Factor Authentication (TFA), we get an option to scan a QR code via an authenticator app. And then after, the number generated by …
A lot of my friends come to me and ask about the skills required to grow in the software engineering field. The primary intention behind their questions is usually to understand which latest …
APIs, like diamonds, are forever. The title is a small exaggeration, but only a small one. APIs are expensive to build and even more expensive to change. Once a team starts consuming an API, …
Transformer Model Have you ever gotten frustrated with chatbots that just don’t seem to understand the full flow of conversation? Or maybe you’ve noticed machine translations that miss the …
Artificial Intelligence stands out as a powerful and versatile technology that holds the potential to revolutionize various industries. Among these industries, FinTech emerges as a domain …
Model is a simplified version of a real world entity that focuses on some of the properties of the real object that are under study. Similar to the models doing a ramp walk, help us …
Introduction to RAG Retrieval-Augmented Generation (RAG) is a cutting-edge technique in artificial intelligence that merges generative AI capabilities with large language models to enhance …
I have been creating designs for software solutions for quite some time now. A picture is worth a thousand words and hence the different diagrams really help in expressing the software …
I recently attended an XKE (Xebia’s Knowledge Exchange) session delivered by Mr. Chandan Kumar and Mr. Himanshu Jain. In this session they talked about the Data Reconciliation Patterns in an …
The architecture of a building plays a critical role in its usability and longevity. Similarly, the architecture of a software application is vital for ensuring scalability, maintainability, …
Configuration management is a crucial yet often overlooked aspect of working with microservices. In a microservices environment, managing various configurations, including those related to …
s Ensuring the security of an application is a complex task. To simplify this process, OWASP (Open Web Application Security Project) has developed a standardized approach1 aimed at gauging …
Motivation behind this blog During a visit to my friend’s house, I needed to check my email on his laptop. Upon entering my credentials, I encountered a captcha prompt unexpectedly. After …
Access Control in OWASP top 10 Access control is a crucial aspect of application security that ensures users can only perform actions within their authorized permissions. However, broken …
Sim binding is a process requirement by RBI to provide secure mobile applications. The RBI has issued the Master Direction on Digital Payment Security Controls to ensure the security of …
I recently came across this article on the GitHub blog that discusses how GitHub’s Developer Experience (DX) team improved innerloop development. While reading the article I was reminded of …
Working for a bank, we developed a highly successful platform for their retail users. It boasted modern features, robust security practices, and an exceptional user experience. However, we …
A microservice is a small, independent application that is designed to perform a specific business functionality. It is a software architectural style that structures an application as a …
Trigger for this blog I was pair programming during an interview, where the candidate had shared his screen and I was working side by side with him, trying to understand the solution he was …
Learning by Gamification If you have ever taught a child who is just starting school, you may have noticed that concepts that seem simple to you can be quite complex for them. This is due to …
Situated between Ahmedabad and Gandhinagar, along the Sabarmati river, GIFT City (Gujarat International Finance Tec-City) emerges as India’s beacon of global business excellence. The city’s …
In any software development project, logging plays a vital role in understanding and troubleshooting the behavior of applications. Imagine you are working on a web application that consists …
content With the rise of conversational and generative AI systems like ChatGPT, Bard etc., the way of working is being disrupted. To not be afraid of AI snatching jobs, we must embrace AI …
Insights from a World of Experiences At the onset of my career, the allure of working “On-Site” was a shared aspiration among my peers and me. The prospect of immersing ourselves in diverse …
Sometime back, I created this post on linked-in on explainig how passwords are not a good fit for authentication. In continuation to that, I would like to talk about FIDO Alliance. In the …
Unveiling the Elegance of API Design In the intricate world of software architecture, API design emerges as a symphony, a composition that can either elevate a system to greatness or …
Innovations Shaping the Financial Landscape The banking industry, a traditionally conservative sector, has witnessed a radical transformation driven by technological advancements. In the …
Embracing ChatGPT As technology continues to evolve, the integration of artificial intelligence has become a game-changer in both the software and banking industries. One remarkable …
As a technology enthusiast, I’ve had the honor of witnessing the ever-evolving landscape of software development. In today’s world, software is the beating heart of virtually every industry. …
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